1300 CSBANK (1300 272 265)

In-roads loans

In-roads is a Community Sector Banking initiative helping people get back on their feet by offering them access to financial services not available in mainstream banking. Backed by Bendigo Bank, In-roads was created to help with the everyday challenges of life and manage day-to-day expenses; improving financial wellbeing.

 download our In-roads brochure

  • loans for low income individuals
  • eligibility
  • faq
  • apply
  • useful resources

useful resources

Below are some useful resources when considering your financial options, including understanding personal money matters and seeking advice on banking products that are right for you.


Simple guidance on managing your money, borrowing and loans, superannuation, retirement and more. Plus handy tools and tips for everyday banking.

Financial Counselling Australia

Speak to a financial counsellor near you for advice on managing your finances - from paying bills to identifying bank account options. Financial counsellors are available across Australia.

Credit Smart

Find out how to retrieve your credit history report, changes to the Privacy Act, and understanding your rights in relation to credit and loans.