1300 CSBANK (1300 272 265)

In-roads loans

In-roads is a Community Sector Banking initiative helping people get back on their feet by offering them access to financial services not available in mainstream banking. Backed by Bendigo Bank, In-roads was created to help with the everyday challenges of life and manage day-to-day expenses; improving financial wellbeing.

 download our In-roads brochure

  • loans for low income individuals
  • eligibility
  • faq
  • apply
  • useful resources

apply

If you are having difficulty qualifying for a regular loan and you meet our eligibility criteria, get in touch with us to apply for an In-roads loan:

STEP 1

Call 1300 IN-ROAD (1300 467 623) to discuss.

STEP 2

We will send you an application pack.

STEP 3

Once you have returned your documents, we’ll assess your loan application.

STEP 4

If successful, your loan is paid directly to the goods/service provider.

STEP 5

Your ongoing loan repayments are scheduled.

 

warningWarning about borrowing

Do you really need a loan today?* It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

  1. For information about other options for managing bills and debts, ring the MoneySmart hotline on 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor.
  2. Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan.
  3. If you are on government benefits, ask if you can receive an advance from Centrelink: phone 13 17 94.

The government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.

* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.